TEAM 1 RESTORATION, Inc. is a turnkey construction company. It is important that our clients understand the insurance settlement and construction process in order to better understand what must happen before you are able to return back to your home. The insurance settlement and construction process involves 3 phases. Each phase is described below. 1. Determine if there are any hazardous materials such as asbestos or lead that must be abated. This is done by using industrial hygienists and labs that test such materials.