This is by far the most common problem addressed by someone considering building their own home. OBCH has developed and tailored its' programs to match not only the time you have available, but also your level of building experience. You can and will be successful in building your own home. See what some of our customers have to say about their building experiences. Finding a bank for an owner builder construction loan can be difficult. Owner Built Custom Homes' reputation for quality contractors, our nine point inspection process and our budgeting accuracy enables our clients to readily obtain construction loan financing through our banking relationships.