Yur rf rtt u nd ur fml from th elements, nd t' especially important when t m t kng rain and nw w. Hwvr, tndng wtr can cause gnfnt damage t ur rf you nd to keep excess water away. Alw check ur gutters nd downspouts to nur th r fr of dbr that rvnt thm from drnng rrl. Al, trim vrhngng tree brnh that drip water nd hd lv nt guttr. Roof replacement is an important investment. The good news - there are plenty of financing options available to make sure you're not breaking the bank, shingle by shingle. Financing a new roof, with the option to pay in installments, is how many homeowners get the roof they need when a roof replacement can't be put off any longer.