Interest is billed during the promotional period but all interest is waived if the purchase amount is paid before the expiration of the promotional period. There is no minimum monthly payment required during the promotional period. Consumer loan program is provided by federally insured, equal opportunity lender banks. Jimmie Keas, the owner and operations manager of Gutter Helmet of Greater Denver & Northern Colorado, was brought up on the notion that if you work hard, provide solid, dependable products and services, and treat your customers with honesty and fairness, you will succeed.