Arnesen Webb, P.A

Your home or business can sustain water damage from a variety of sudden and accidental occurrences. The list to the left represents some of the events that can cause severe water damage to your home or business and that are covered by most homeowners or commercial lines insurance policies. Most people do not realize that the typical homeowners and commercial lines insurance policies provide coverage for these disastrous events and require the insurance company to restore your home or business to its pre-loss condition.

Fire can be caused by a number of sudden, random and accidental occurrences such as lightning, electrical malfunctions, dirty dryer vents, or just accidentally leaving the stove on. Fire can also be caused intentionally through arson. Fire damage to a home will have a devastating effect on a family's way of life. A fire will leave a house in ruin, destroy personal belongings and leave the occupants with no place to live. Should this happen, it is very important that you consult with an attorney who specializes in insurance law to make sure that all of the provisions of your insurance policy are enforced.

Arnesen Webb, P.A. represents emergency water remediation and extraction companies or other licensed contractors who have an executed Assignment of Benefits. If you represent a water mitigation company who performed work for a homeowner or commercial property owner under an Assignment of Benefits and were underpaid or denied by the policyholder's insurance company. The attorneys at Arnesen Webb, P.A. focus their practice on property insurance claim disputes and personal injury. If you feel that your property insurance claim was wrongfully delayed, denied or underpaid by an insurance company, call the property insurance lawyers at Arnesen Webb, P.A. immediately at (561) 757-6000 for a free consultation.

Your home or business can sustain considerable water damages from flooding. Most people do not understand that some flood claims are covered by homeowners and commercial lines insurance policies and some are not. For example, if your home or business is flooded by a pipe burst, supply line leak, plumbing failure, plumbing back-up, roof leak or from another sudden and accidental event, the resulting damage is typically covered by most insurance policies. However, if your home or business is flooded from water build-up caused by excessive rain or from a storm, that type of flooding is not typically covered by most standard homeowners insurance policies and an additional federal flood policy is required.

Anyone who lives in Florida knows that hurricanes, tropical storms and windstorms are a common part of life. Storms can cause serious damage to a home or business. Our law firm is dedicated to helping victims of storm damage who are being treated unfairly by their insurance companies. Storm damage insurance claims are complicated and you need to have an experienced insurance claim lawyer help you with the process. The 2005 hurricane season devastated Florida and changed the way that insurance companies evaluate and adjust insurance claims.