If you have brown spots or mold on your ceiling that definitely means you have a form of a leak from either your roof, your plumbing, or your air conditioning. Your first step should be locating the source of this drip. If it is a roof leak then you should refer to our other passages above on how to solve this issue. If it is an active drip that is not caused by a roof related issue then you should refer to our other page on how to handle this process. Asphalt shingles are the most common and affordable roof.
Yes and no, you should know that your insurance policy mentions mold. However, it will likely limit what they will pay for or exclude it altogether. If you feel like your home has been affected by mold you should hire a public adjuster. Many times the mold you see is a result of a leaky plumbing or roof system. Establishing what caused the moisture usually tackles any denial or limitation your insurer may try to impose when not wanting to pay your claim. Where you see mold might actually be something actually covered by your insurance.
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