Start your home construction project with a residential construction loan from Alaska USA Mortgage Company. It's the perfect solution when you need to finance the building of a home from the ground up or for extensive remodeling. When you want to build your own home, where do you begin? A residential construction loan is a short-term financing option that gives you the means to pay for construction as your new home is being built. Alaska USA Mortgage Company residential construction loans require that you prequalify for a mortgage loan from Alaska USA Mortgage Company for at least the amount of the construction loan, and that you choose a contractor that meets Alaska USA Mortgage Company's requirements for approval.